Real Estate Financing

Unlock Your Real Estate Potential With Our Tailored Loans

Tailored Financing for Every Real Estate Need

At Paxton Martin Finance, we understand the significance of real estate investments in building wealth and expanding your business. That's why we offer a range of flexible and customized real estate loan solutions to empower you on your path to success. Whether you're a seasoned investor or a first-time buyer, our comprehensive range of real estate loan options caters to diverse requirements. From commercial properties to residential developments, we have the expertise and resources to finance your projects effectively.

Competitive Rates and flexible terms

We believe that financing should be both affordable and flexible. That's why we offer competitive interest rates and customizable loan terms to ensure your financial solution aligns with your unique goals. Our dedicated team of experts will work closely with you to structure a loan package that fits your budget and timeline. We know that time is of the essence in the fast-paced real estate market. With our streamlined approval process, you can expect quick and efficient decision-making, allowing you to seize opportunities without delays. Our experienced underwriters will review your application promptly, providing you with a hassle-free experience.

Personalized guidance every step of the way

Navigating the complexities of real estate financing can be overwhelming. That's why our team of knowledgeable professionals is here to guide you through the entire process. We take the time to understand your unique circumstances, offering personalized advice and tailored solutions to help you make informed decisions.

Trust and reliability is our priority

At Paxton Martin Finance, we prioritize trust and reliability in every transaction. With our proven track record and commitment to transparency, you can have peace of mind knowing that you are working with a reputable and trustworthy lender. We value long-term partnerships and are dedicated to supporting your real estate goals every step of the way.

Take the next step towards real estate success

Don't let financing be a roadblock to your real estate dreams. Whether you're looking to expand your portfolio, acquire a new property, or refinance existing loans, Paxton Martin Finance is here to provide the financial solutions you need. Take the next step towards real estate success by contacting us today or filling out our convenient online application.

Real Estate Financing programs

We provide real estate financing for:

  • New Construction

  • Fix & Flips

  • Short/Long Term Rentals

  • Multi-Family

  • Refinances & Limited Cash-Out Refinances

  • Bridge Loans

  • Rehabilitation

  • Commercial Property

We finance:

  • Up to $10,000,000 in Total Financing for Each Project

  • Up to 100% of Acquisition Cost

  • Up to 100% of Rehabilitation/Renovation Cost

  • Up to 95% LTC

  • Up to 90% LTV

How To Apply For real estate Financing:

The real estate financing application process is quite fast. Here are easy steps you can follow to apply:

Step 1: Ask yourself these questions

  • What are my long-term goals for the property?

  • Can I afford the monthly payments?

  • What is my credit score, financial history, and past experience?

  • How long do I plan to hold the property?

Step 2: Gather Your Documents

Real estate financing applicants must provide the following information and documents:

  • Government-issued Identification

  • Voided check

  • Bank statements from the past three months

  • Track Record (If applicant has prior experience with real estate)

  • Personal Financial Statement

  • Financial statements (If necessary)

Step 3: Complete our Application

The application process is fast, and you can do it within a few minutes. You can either fill out our one-page real estate financing online application, or call us so a dedicated account manager can guide you through the process.

Step 4: Speak to a Representative

Once we receive your application for real estate financing, a senior account executive will promptly reach out to you. During this important call, we will carefully review your financial profile and thoroughly assess your specific real estate financing needs. Our goal is to provide you with absolute transparency throughout the process. Rest assured, there are no hidden fees or unexpected surprises. We believe in clear communication and will ensure that you have a comprehensive understanding of your loan options, competitive rates, and favorable terms that align with your chosen real estate financing solution.

Step 5: Appraisal & Funding 

An integral part of the real estate financing process is the appraisal and funding stage. Once you have secured a loan, an appraisal will be conducted to determine its market value. This step ensures that the property is worth the amount being financed. Following a successful appraisal, the funding process begins. Our dedicated team works diligently to finalize the necessary paperwork, verify the loan details, and coordinate with all parties involved to ensure a smooth and timely funding process. We understand the importance of efficient funding and strive to provide you with the financial resources you need to make your real estate dreams a reality.

Real Estate Financing FAQs

  • Yes! We lend across the entire U.S.A.

  • Yes! We finance all Hard and Soft Costs associated with the entire project.

  • No, we can approve you even if you have no experience with real estate projects in the past.

  • Depending on the program you are interested in, we have terms from 1-30 years.

  • We require a minimum FICO Score of 620 for all programs.

  • From the moment you submit all application documents, the average time to close is between 2-4 weeks. This is dependent on your responsiveness and the area where the property is located.

  • Yes! With our interest only payments, you will have low flexible monthly payments that allow you to focus on the project and not worry about issues with on-hand capital.